Wells Fargo Reflect · 2019

Apartment security deposit cover

Stands in for the cash deposit a landlord asks for, so the money is not tied up for the length of the tenancy. The obligation to pay for damage remains the tenant's.

Rent payment protection

Covers the rent for a set number of months after involuntary redundancy or a covered illness, paid directly to the landlord.

Rent reporting to the bureaus

Rent paid on the card is reported as a tradeline, so a payment already being made every month starts building history.

Tenancy legal assistance

A helpline and contribution towards legal costs in a dispute with a landlord or letting agent.

Moving & relocation cover

Covers belongings damaged or lost in transit when the move is booked and paid for on the card.

Home contents & appliance cover

Repair or replacement of household appliances bought on the card once the manufacturer's warranty has run out.

Utility deposit waiver

Participating utilities waive the connection deposit for holders in good standing.

Purchase protection

Repairs or replaces eligible items damaged or stolen within the covered window after buying them on the card.

Return protection

Refunds an eligible purchase the retailer will not take back, within the covered window.

Price protection

Refunds the difference if the same item is advertised cheaper shortly after the purchase.

Extended warranty

Adds to the manufacturer's warranty on eligible items bought with the card.